- ty@4tyenterprises.com
- Get Pre-Approved Today!
- Alabama | Georgia | Tennessee | Mississipi
At 4Ty Enterprises, we provide a true one-stop shop for all your real estate needs. Whether you’re buying, selling, financing, or building, our team makes the process seamless from start to finish.
Your credit isn’t just a number, it’s a story. And together, we’ll rewrite yours.
We know many buyers are held back by their credit scores. That’s why we offer hands-on coaching to help you improve your credit, understand how lenders see you, and position yourself for success.
We’ll guide you through:
We pair this with financial education, so you can confidently manage your mortgage, build savings, and create a secure financial future. Because our goal isn’t just to get you in the door but to keep you thriving long after.
Finding the right home can feel overwhelming but not when you’ve got a licensed pro in your corner.
As both a mortgage expert and real estate agent, Ty brings unmatched insight into the full process.
We help you:
Buying: We help you find the right home or investment property at the best price.
Selling: Our agents market your property with proven strategies to get top value.
Investing: Whether you’re a first-time investor or seasoned professional, we guide you through profitable opportunities in the local market.
Our real estate services ensure you don’t just get any house, you get the right house, at the right price, with a strategy that aligns with your financial goals. One seamless experience, from start to finish.
Knowledge is power and we deliver plenty of both.
We host live homebuyer workshops and mortgage literacy seminars throughout Alabama and Georgia to help you feel prepared and empowered.
Learn everything from loan types and credit tips to closing costs and what to expect on move-in day.
We also create on-demand digital content, so you can learn at your own pace with downloadable guides, videos, and quick-hit tips on social media. Whether you join a seminar or follow us online, you’ll walk away feeling ready to make the smartest move of your life.
Buying a home isn’t just about a roof over your head, it’s about building generational wealth.
In these 1-on-1 strategy sessions, we map out a long-term financial game plan tailored to your unique goals.
We’ll cover:
It’s more than just a mortgage, it’s your first chess move toward generational prosperity. Let’s plan your next ten moves, together.
Instead of juggling multiple companies, you can trust one partner for your entire real estate journey. Our integrated approach saves time, reduces stress, and ensures that your buying, financing, and building decisions work together smoothly.
Buying a home can feel overwhelming which is exactly why you need more than just another loan officer.
The guide you can trust & The mortgage guy who delivers.
Dreaming of homeownership but worried about the down payment? With the LegacyBuilder Down Payment Assistance Program, you can move forward with confidence. No borrower down payment required.
This industry-leading program offers:
→ 100% in-house financing
→ Credit scores as low as 580
→ Flexibility for non-occupant co-borrowers
→ No income limits or restrictions
→ Manual underwriting allowed
We designed LegacyBuilder to break down the barriers that keep families from building generational wealth through homeownership.
Whether you’re a first-time buyer or looking to move up, we’ll help you turn your goals into keys in hand.
At 4Ty Enterprises, we believe in empowering the next generation of real estate leaders and that starts with education. Through our partnerships and programs, we offer industry-leading training designed to help you earn your license, build confidence, and thrive in today’s real estate market.
Our classes are perfect for aspiring agents who want:
Whether you’re just starting out or looking to transition into a rewarding new career, we’re here to help you succeed.
Whether you’re ready to buy, invest, build, or just explore your options, now’s the time to take that first step.
